Following on from our October 2017 article, where we speculated that we would see an increase in the Bank of England base rate from 0.25% to 0.50%, we saw, at the beginning of August, a further increase to the Bank of England base rates from 0.50% to 0.75% – the highest it has been for […]
In January 2013 the then Financial Services Authority (now the Financial Conduct Authority) increased the requirement for Financial Planners and Advisers to have greater than ever before ethical standards and higher levels of professional qualifications. The result of this is that for those who have required or do require advice they are represented by an […]
In July we were contacted by the Financial Times Mystery Shopper with the below scenario: “The shopper is in Cambridgeshire, calling about a family home left to him in a will. Ownership of the home is split 50/50 with his brother, who wants the shopper to buy him out. The self-employed shopper is considering whether […]
For years now, most people would say that the best way to save was to put money into a Savings Account provided by one of the many High Street Banks we have in the UK. Primarily there are two types of High Street Savings Accounts, Instant Access and Restricted Access. An Instant Access Savings Account […]
It’s a reasonable question but more often than not one that many of us never get around to answering. Many of us have Pensions and ISA’s but these are not actually investments they are ‘tax wrappers’ in other words they determine how you are being taxed on the capital you have invested. So, you really […]
And so we have recently travelled through the end of another tax year. At Liberty Partnership we observed a sizeable increase in people looking to finalise their planning strategies as we approached the year end. This is great news and shows that individuals and companies are becoming more aware of the available tax, investment and […]